KTM (Student Identity Card) is an electronic identity card for students who are registered as students at the Jakarta "Veteran" National Development University (UPNVJ). In this case UPNVJ cooperates with Bank BNI. Tuesday, 12/2/2019

The existence of this KTM is believed to be very helpful for students in taking lectures. This card will have two functions, namely as a savings account (ATM) and as a card for campus academic and non-academic activities, such as borrowing books at the UPNVJ library.

"We are very happy with KTM like this, moreover there are many benefits that can make it easier for us as students in terms of transactions or other things and I personally don't have to open a new account to save because it is already available in it." Said As Syafa, a 2018 Management student.

Similar to Annisa, she also feels that this KTM can facilitate lecture administration. "With a KTM like this, we make college payments, just transfer without the need to bring cash to a teller, which is a very high risk. Aside from being a savings account, this card is also equipped with the Tap Cash feature," he said

This card can be used for various needs and can make transactions at thousands of BNI ATM networks, ATM Bersama and Link as well as BNI Internet Banking, BNI Phone Banking and BNI SMS Banking facilities. UPNVJ made 2,617 KTMs for undergraduate students for the 2018-2019 school year and 239 for Diplomas for the 2018-2019 school year. Until passing the thesis exam, the original KTM must be kept by UPNVJ students.